USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants up to $10,000 available for seniors (62+) unable to repay a loan. Summit may qualify in eligible census tracts.

Typical combined loan and grant package for senior homeowner

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI
  • Covers repairs, accessibility modifications
  • Available in eligible rural census tracts

How to Apply

A grant-savvy contractor in Summit, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Summit, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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