USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Grants up to $10,000 for seniors 62+ to remove health and safety hazards. Note: portions of Teaneck may not qualify as rural.

Grants for seniors cover 100% of hazard removal; loans at 1% interest for up to 20 years

Key Details

  • Grants up to $10,000 for seniors 62+
  • 1% interest loans up to $27,500
  • Income below 50% AMI required
  • Removes health and safety hazards
  • Check if property is in eligible rural area

How to Apply

Get free help applying Visit Official Program Page Track this program

(732) 761-5045

A grant-savvy contractor in Teaneck, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to availability

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