USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Senior & Disability

About This Program

USDA program offering grants up to $10,000 for very low-income seniors (62+) to remove health and safety hazards. Also offers 1% interest loans up to $20,000 for eligible rural homeowners in Kaufman County.

Grant maximum for seniors 62+; loan available for all eligible

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Terrell, TX, you can stack it with local programs like these:

Key Details

  • Grant up to $7,500 for seniors 62+ (very low income)
  • Loan up to $20,000 at 1% interest for others
  • Removes health/safety hazards in rural homes
  • Must be owner-occupied in eligible rural area
  • Kaufman County eligible for USDA rural programs

How to Apply

A grant-savvy contractor in Terrell, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Terrell early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Year-round applications, subject to funding

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Terrell, TX

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