Find grants, rebates, forgivable loans, and free programs for Terrell, TX, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Terrell, TX, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by TDHCA to reduce energy costs for low-income households. Provides home ene...
HOME Investment Partnerships Program funds administered through Kaufman County or local partners for major home repairs ...
City-administered CDBG program providing emergency home repairs for very low-income owner-occupied households in Terrell...
CDBG-funded accessibility modifications for Terrell homeowners with disabilities or elderly residents. Includes wheelcha...
Oncor's free weatherization program for income-qualified customers in Terrell. Provides attic insulation, air sealing, d...
Rebate for Oncor residential customers who install qualifying high-efficiency central air conditioning systems. System m...
Rebate for installing qualifying electric heat pumps in Oncor service territory. Higher rebates available for ENERGY STA...
Oncor offers rebates for residential solar photovoltaic systems installed in Terrell and service area. Rebate is based o...
USDA program offering grants up to $10,000 for very low-income seniors (62+) to remove health and safety hazards. Also o...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their adaptive need...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Covers...
State-administered HUD program to remove lead hazards in homes built before 1978 with children under 6 years old. Servic...
County program offering minor home repair grants for low-income senior homeowners (60+) in unincorporated Kaufman County...
City program assisting owner-occupied homeowners with repair or replacement of private sewer laterals. May be grant or l...
Rebate for Atmos Energy customers in Terrell who install qualifying natural gas tankless or high-efficiency storage wate...
Rebate for Atmos Energy customers who install qualifying high-efficiency natural gas furnaces. Furnace must meet minimum...
Federal tax credit covering 30% of the cost of solar photovoltaic systems installed on residential properties for instal...
Texas homeowners age 65 or older qualify for an additional $10,000 homestead exemption beyond the standard exemption. Al...
Texas homeowners receiving Social Security disability benefits qualify for an additional $10,000 homestead exemption. Re...
Disabled veterans receive partial or total property tax exemption based on disability rating. 100% service-connected dis...
TDHCA emergency repair grants for low-income Texas homeowners to address urgent health and safety issues. Administered t...
Rebate for Oncor customers who purchase and install qualifying ENERGY STAR certified smart thermostats. Helps reduce ene...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
26 programs are currently listed for Terrell, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Terrell, 17 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.