Texas SHARS Emergency Repair Program

Texas Department of Housing and Community Affairs

Available Emergency Repair

About This Program

Texas SHARS provides emergency home repairs for low-income homeowners whose homes have critical health and safety issues. Forgivable loan for repairs such as roofing, foundation, plumbing, electrical, and HVAC. Loan forgiven after compliance period.

Emergency repair loan forgiven after 3-year compliance period

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $15,000 for emergency repairs
  • Low-income homeowners (80% AMI or below)
  • Critical health and safety issues only
  • Loan forgiven after 3 years of compliance
  • Administered through local partners

How to Apply

A grant-savvy contractor in Texarkana, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Texarkana early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Year-round through participating local administrators

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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