Home Improvement Grants in Texarkana.

Find grants, rebates, forgivable loans, and free programs for Texarkana, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Texarkana, TX, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally funded program administered by TDHCA providing free energy-efficiency improvements to income-eligible househol...

Weatherization
Up to $35,000 for homeowner rehabilitation

TDHCA Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA for owner-occupied rehabilitation in Texas. Provides grants or forgivable loans...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans for very low-income homeowners in eligible rural areas near Texarkana to repair, improve, or moderniz...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase or modify a home to accommodate their disabil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Covers modifications s...

Veterans
Forgivable loan up to $25,000

Texarkana Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs for low-income owner-occupied homes in Texarkana city limits. Forgivabl...

Home Repair
Up to $7,500 grant

Texarkana Emergency Home Repair Grant

Emergency grant for very low-income homeowners in Texarkana facing immediate health and safety threats. Covers urgent re...

Emergency
Up to $15,000 for accessibility modifications

Texarkana ADA Home Modification Program

CDBG-funded program providing accessibility modifications for low-income homeowners with disabilities in Texarkana. Cove...

Seniors & Disability
Up to $500 rebate

SWEPCO Heat Pump Rebate Program

Rebate for SWEPCO residential customers who install qualifying high-efficiency electric heat pumps. Must meet minimum SE...

Weatherization
Up to $300 rebate

SWEPCO Home Insulation Rebate

Rebate for SWEPCO customers who add qualifying insulation to attics, walls, or crawl spaces. Must meet minimum R-value r...

Weatherization
Discounted tune-up (typically $50)

SWEPCO Air Conditioner Tune-Up Program

Discounted professional air conditioning tune-up for SWEPCO residential customers. Includes cleaning, inspection, and mi...

Weatherization
Up to $250 rebate

SWEPCO Electric Water Heater Rebate

Rebate for SWEPCO residential customers who replace existing water heaters with high-efficiency electric models. Must me...

Weatherization
Forgivable loan up to $15,000

Texas SHARS Emergency Repair Program

Texas SHARS provides emergency home repairs for low-income homeowners whose homes have critical health and safety issues...

Emergency
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in qualifying Texas homes built before 1978 with children under 6....

Home Repair
Up to $5,000 forgivable loan

Texarkana Sewer Lateral Repair Assistance

Financial assistance for low-income homeowners to repair or replace failing private sewer laterals from home to city mai...

Home Repair
Up to $10,000 grant for seniors

Texarkana Senior Home Repair Program

CDBG grant program for low-income homeowners age 62 and older in Texarkana. Provides home repairs and minor accessibilit...

Seniors & Disability
30% of system cost as tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar photovoltaic system. Covers solar panels, ...

Solar/Renewable
Credit for excess solar generation

Texas Net Metering & Solar Buyback

Texas solar customers can receive credit for excess electricity sent back to the grid. Buyback rates and programs vary b...

Solar/Renewable
Additional $10,000 homestead exemption

Texas Senior Property Tax Exemption

Texas homeowners age 65 and older are entitled to an additional $10,000 homestead exemption on school district taxes, pl...

Property Tax Relief
Additional $10,000 homestead exemption

Texas Disability Property Tax Exemption

Texas homeowners who are 100% disabled according to the Social Security Administration or Veterans Affairs are entitled ...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Texarkana

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Texarkana, TX?

25 programs are currently listed for Texarkana, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Texarkana have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Texarkana, 16 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Texarkana?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.