Louisiana Housing Finance Agency Home Repair Loan

Louisiana Housing Corporation

Available Home Repair

About This Program

Low-interest home repair loan program for Louisiana homeowners with income up to 80% AMI. Covers major home systems and structural repairs with flexible repayment terms.

Low-interest loan with 10-year repayment term at approximately 3% APR

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan up to $35,000
  • Income at or below 80% area median income
  • Covers major repairs and system replacements
  • 3% interest rate, 10-year repayment term
  • Must be owner-occupied primary residence

How to Apply

Get free help applying Visit Official Program Page Track this program

(225) 763-8700

A grant-savvy contractor in Thibodaux, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Thibodaux early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling basis, subject to funding availability

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