FHA Title I Home Improvement Loan

U.S. Department of Housing & Urban Development

Open Home Repair

About This Program

FHA-insured loans for home improvements up to $25,000 for single-family homes with terms up to 20 years. Loans under $7,500 require only a signature (no collateral). Available through FHA-approved lenders for any permanent improvement that protects or improves livability.

Market-rate interest; no equity required for loans under $7,500

Key Details

  • Up to $25,000 for single-family home improvements
  • Up to 20-year repayment term
  • No collateral needed for loans under $7,500
  • Must use FHA-approved lender
  • Any permanent improvement that protects livability

How to Apply

Visit Official Program Page Track this program

Deadline: Ongoing

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