FHA Title I Home Improvement Loan

About This Program

FHA-insured loans for home improvements up to $25,000 for single-family homes with terms up to 20 years. Loans under $7,500 require only a signature (no collateral). Available through FHA-approved lenders for any permanent improvement that protects or improves livability.

Market-rate interest; no equity required for loans under $7,500

Key Details

• Up to $25,000 for single-family home improvements
• Up to 20-year repayment term
• No collateral needed for loans under $7,500
• Must use FHA-approved lender
• Any permanent improvement that protects livability

How to Apply

Deadline: Ongoing