HOME Investment Partnerships Program

Connecticut Department of Housing / HUD

Available Home Repair

About This Program

Federally-funded program administered by Connecticut and participating municipalities to provide grants and deferred loans for home rehabilitation. Assists low-income homeowners with critical repairs and improvements to make homes safe, decent, and energy-efficient.

Typically structured as deferred/forgivable loan with 5-15 year affordability period

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Torrington, CT, you can stack it with local programs like these:

Key Details

  • Up to $30,000 for owner-occupied rehabilitation
  • Income at or below 80% AMI required
  • Deferred/forgivable loan structure
  • Covers major systems and structural repairs
  • Must maintain occupancy during affordability period

How to Apply

Get free help applying Visit Official Program Page Track this program

(860) 270-8000

A grant-savvy contractor in Torrington, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Torrington early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

HOME is the largest federal block grant for affordable housing. HUD sends the money to states and local governments (participating jurisdictions), which use part of it to help low-income owner-occupants repair, rehabilitate, or reconstruct their homes. There is no single national form; you apply through your state or local participating jurisdiction, which sets the rules and whether help comes as a grant or a loan.

Steps to apply

  1. Contact your state or local housing or community development agency and ask whether it runs a HOME-funded homeowner rehabilitation program.
  2. Confirm you qualify: you are low-income and own and occupy the home as your principal residence.
  3. Get the local program's application and complete it with your income, ownership, and project details.
  4. The local program inspects the home and arranges the approved rehabilitation.
Get the official form

Documents you will likely need

  • Proof you own and occupy the home as your principal residence.
  • Proof of household income (HOME serves low-income households).
  • A government-issued photo ID.
  • A description of the repairs needed, plus contractor estimates if the local program asks for them.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact local administering agency

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