Find grants, rebates, forgivable loans, and free programs for Torrington, CT, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Torrington, CT, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs and rehabilitation for owner-occupied homes in Torrington. Loan is fo...
Grant program for accessibility modifications to enable disabled or elderly residents to remain safely in their homes. C...
Federally-funded weatherization program for income-eligible Connecticut households. Provides energy audits and comprehen...
Low-interest rehabilitation loan for Connecticut homeowners to make critical repairs and improvements. Interest rate as ...
State-funded lead hazard removal for Connecticut homes built before 1978 where a child under 6 has an elevated blood lea...
Comprehensive home energy assessment and improvements for Eversource electric customers. Includes on-site energy audit, ...
Rebates for qualifying air-source and ground-source heat pump installations for Eversource customers. Rebates range from...
No-cost comprehensive home energy improvements for income-eligible Eversource customers at or below 60% state median inc...
Performance-based incentive for residential solar photovoltaic systems in Connecticut. Provides upfront incentive based ...
Rebates and incentives for natural gas customers to upgrade to high-efficiency heating equipment, water heaters, and wea...
Low-interest loans up to $40,000 at 1% for very low-income homeowners in qualifying rural areas to repair, improve, or m...
Grants up to $10,000 for very low-income homeowners age 62 or older in qualifying rural areas to remove health and safet...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their adaptive need...
Grant for veterans with certain service-connected disabilities to adapt a home to meet disability-related needs. Eligibl...
Grant program administered by Area Agencies on Aging to help low-income seniors age 60+ with critical home repairs inclu...
Federally-funded program administered by Connecticut and participating municipalities to provide grants and deferred loa...
Provides funding for home modifications to assist individuals transitioning from institutional settings to community liv...
Low-interest loan program for Torrington homeowners to repair or replace failed septic systems. Interest rate of 2% with...
Rebate program to assist Torrington water customers with the cost of replacing deteriorated or leaking water service lin...
Emergency grant for low-income Torrington homeowners facing heating system failure during winter months. Provides rapid ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Torrington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Torrington, 14 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.