Find grants, rebates, forgivable loans, and free programs for Trenton, MI, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Trenton, MI, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by MDHHS that provides free home energy efficiency improvements to income-qualifie...
State-funded home repair assistance for low- and moderate-income homeowners to address critical health, safety, and acce...
HUD-funded lead hazard control program serving Wayne County homes built before 1978 with children under 6 or pregnant wo...
CDBG-funded program providing forgivable loans for major home repairs to low-income owner-occupants in Trenton. Loan is ...
CDBG-funded emergency repair grants for very low-income homeowners facing immediate threats to health and safety. Priori...
CDBG-funded program providing accessibility modifications for Trenton homeowners with disabilities or senior residents. ...
County-funded program providing minor home repairs and safety modifications for Wayne County seniors age 60+ to enable s...
Free home energy assessment for income-qualified DTE Energy electric customers. Includes installation of energy-saving m...
Rebate for DTE Energy natural gas customers who install qualifying high-efficiency furnaces (95% AFUE or higher). Rebate...
Rebate for DTE Energy electric customers who install qualifying ENERGY STAR certified air-source or geothermal heat pump...
Rebate for DTE Energy natural gas customers who add qualifying insulation to their homes. Rebate amounts vary by project...
Instant rebate for DTE Energy electric customers who purchase and install qualifying smart thermostats. Earn additional ...
Rebate for DTE Energy natural gas customers who install qualifying high-efficiency natural gas water heaters or tankless...
City program providing cost-sharing assistance for repair or replacement of failing water service laterals on private pr...
City program providing cost-sharing grants for repair or replacement of failing private sewer laterals. City covers up t...
USDA program providing very low-interest loans (1% fixed) up to $20,000 and grants up to $10,000 for seniors 62+ to repa...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs...
VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Available to v...
Federally funded HOME Investment Partnerships Program providing forgivable loans for comprehensive home rehabilitation i...
HUD-funded state program to eliminate lead-based paint hazards in Michigan homes built before 1978. Priority for homes w...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Trenton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Trenton, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.