USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes and remove health and safety hazards. Grants available to seniors (62+) unable to repay a loan. Troy is not typically eligible as a rural area but surrounding communities may qualify.

Loan amount based on ability to repay; grants for seniors 62+

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income requirement (50% AMI or below)
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Troy, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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