Find grants, rebates, forgivable loans, and free programs for Troy, MI, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Troy, MI, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 14 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free weatherization services to income-eligible Michigan households to reduce energy costs. Services include in...
Provides affordable financing for home improvements to Michigan homeowners with income up to 120% AMI. Fixed-rate loans ...
Provides lead hazard control services to Michigan homes where children under 6 with elevated blood lead levels reside. S...
Professional energy assessment for DTE customers that identifies energy-saving opportunities. Includes instant rebates o...
Rebates for DTE customers who install qualifying insulation and air sealing improvements. Must complete a Home Energy An...
Rebates for DTE electric customers who install qualifying high-efficiency air-source or ground-source heat pumps. Equipm...
Rebates for purchasing and installing qualifying smart thermostats. Additional rebates available for enrolling in DTE's ...
Rebates for DTE customers who purchase and install qualifying high-efficiency electric water heaters, including heat pum...
Free energy-efficiency upgrades for income-qualified DTE customers. Services include insulation, air sealing, furnace re...
Rebates for Consumers Energy natural gas customers who install qualifying high-efficiency furnaces (95% AFUE or higher)....
Rebates for Consumers Energy natural gas customers who install qualifying high-efficiency boilers (90% AFUE or higher). ...
Rebates for Consumers Energy natural gas customers who purchase and install qualifying high-efficiency natural gas water...
Provides forgivable loans to low- and moderate-income homeowners in Oakland County for major home repairs and rehabilita...
Provides emergency repair grants for low-income homeowners facing urgent health and safety hazards. Priority given to el...
Provides forgivable loans to homeowners for accessibility modifications enabling disabled household members to remain in...
Assists senior homeowners (age 62+) with home repairs to maintain safe, accessible housing. Program offers grants or for...
Provides down payment assistance for first-time homebuyers in Michigan purchasing in target areas. Forgivable loan of up...
Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes a...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a family member's home to meet their accessibility need...
Provides complete property tax exemption for Michigan veterans who are 100% disabled as a result of military service. Mu...
Refundable state tax credit for Michigan homeowners and renters whose property taxes exceed a certain percentage of thei...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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