Home Improvement Grants in Troy.

Find grants, rebates, forgivable loans, and free programs for Troy, MI, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Troy, MI, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 14 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Michigan Weatherization Assistance Program (WAP)

Provides free weatherization services to income-eligible Michigan households to reduce energy costs. Services include in...

Weatherization
Loans up to $50,000

MSHDA Home Improvement Loan Program

Provides affordable financing for home improvements to Michigan homeowners with income up to 120% AMI. Fixed-rate loans ...

Home Repair
Free lead hazard control services

Michigan Childhood Lead Poisoning Prevention Program

Provides lead hazard control services to Michigan homes where children under 6 with elevated blood lead levels reside. S...

Home Repair
Free or $100 virtual assessment

DTE Energy Home Energy Analysis

Professional energy assessment for DTE customers that identifies energy-saving opportunities. Includes instant rebates o...

Energy
Up to $2,100 rebate

DTE Energy Home Insulation Rebate

Rebates for DTE customers who install qualifying insulation and air sealing improvements. Must complete a Home Energy An...

Weatherization
Up to $1,500 rebate

DTE Energy Heat Pump Rebate

Rebates for DTE electric customers who install qualifying high-efficiency air-source or ground-source heat pumps. Equipm...

Energy
Up to $120 rebate

DTE Energy Smart Thermostat Program

Rebates for purchasing and installing qualifying smart thermostats. Additional rebates available for enrolling in DTE's ...

Energy
Up to $500 rebate

DTE Energy Electric Water Heater Rebate

Rebates for DTE customers who purchase and install qualifying high-efficiency electric water heaters, including heat pum...

Energy
Free energy upgrades

DTE Energy Low-Income Energy Assistance

Free energy-efficiency upgrades for income-qualified DTE customers. Services include insulation, air sealing, furnace re...

Energy
Up to $600 rebate

Consumers Energy High-Efficiency Furnace Rebate

Rebates for Consumers Energy natural gas customers who install qualifying high-efficiency furnaces (95% AFUE or higher)....

Energy
Up to $800 rebate

Consumers Energy High-Efficiency Boiler Rebate

Rebates for Consumers Energy natural gas customers who install qualifying high-efficiency boilers (90% AFUE or higher). ...

Energy
Up to $300 rebate

Consumers Energy Gas Water Heater Rebate

Rebates for Consumers Energy natural gas customers who purchase and install qualifying high-efficiency natural gas water...

Energy
Forgivable loans up to $30,000

Oakland County Home Rehabilitation Program

Provides forgivable loans to low- and moderate-income homeowners in Oakland County for major home repairs and rehabilita...

Home Repair
Up to $10,000 grant

Oakland County Emergency Home Repair

Provides emergency repair grants for low-income homeowners facing urgent health and safety hazards. Priority given to el...

Emergency
Up to $25,000 for accessibility modifications

Oakland County Accessibility Modification Program

Provides forgivable loans to homeowners for accessibility modifications enabling disabled household members to remain in...

Seniors & Disability
Up to $15,000 grant or loan

Oakland County Senior Home Repair Program

Assists senior homeowners (age 62+) with home repairs to maintain safe, accessible housing. Program offers grants or for...

Seniors & Disability
Up to $7,500 down payment assistance

Michigan STEP Forward Down Payment Assistance

Provides down payment assistance for first-time homebuyers in Michigan purchasing in target areas. Forgivable loan of up...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes a...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home to meet their accessibility need...

Veterans
100% property tax exemption

Michigan Disabled Veterans Property Tax Exemption

Provides complete property tax exemption for Michigan veterans who are 100% disabled as a result of military service. Mu...

Property Tax Relief
Up to $1,500 tax credit

Michigan Homestead Property Tax Credit

Refundable state tax credit for Michigan homeowners and renters whose property taxes exceed a certain percentage of thei...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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