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FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration / HUD

open federal

About This Program

Finances home purchase and renovation costs in a single FHA-insured mortgage. Standard 203(k) for major renovations; Limited 203(k) for non-structural improvements up to $75,000. Minimum credit score typically 580. Property must be 1+ year old.

Loan amount based on projected after-renovation value

Key Details

  • Combines purchase and renovation into one mortgage
  • Limited 203(k): up to $75,000 for non-structural work
  • Standard 203(k): no dollar limit for major renovations
  • Minimum 580 credit score typically required
  • Apply through any FHA-approved lender

How to Apply

Visit Official Program Page

Deadline: Ongoing — apply through FHA-approved lender

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