Strengthen Oklahoma Homes (SOH) Grant Program

Oklahoma Insurance Department (OID)

Active Home Repair

About This Program

Oklahoma Insurance Department's Strengthen Oklahoma Homes program provides grants of up to $10,000 to homeowners across all 77 Oklahoma counties (statewide since January 2026) to upgrade roofs to the IBHS FORTIFIED Home, Roof designation (High Wind + Hail Supplement). Certified improvements can reduce severe storm damage by up to 80% and lower insurance premiums by 20-30%. Applicants must have an active residential insurance policy with wind coverage; those in FEMA Special Flood Hazard Areas must also carry flood insurance.

Maximum grant per household; actual award covers certified FORTIFIED roof upgrade costs up to the cap.

Key Details

  • Up to $10,000 grant, statewide (all 77 counties) since January 12, 2026
  • Upgrades must meet IBHS FORTIFIED Home Roof™ (High Wind + Hail) standard
  • Can reduce storm damage 80% and lower premiums 20-30%
  • Must have active homeowners insurance with wind coverage
  • Apply at oid.ok.gov/okready or email okready@oid.ok.gov

How to Apply

Visit Official Program Page Track this program

800-522-0071

Deadline: Statewide applications opened January 12, 2026, rolling until funds exhausted

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