Find grants, rebates, forgivable loans, and free programs for Urbandale, IA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Urbandale, IA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered through Iowa Community Action agencies. Provides free home energy e...
Provides home rehabilitation assistance for low- to moderate-income Iowa homeowners. Loans are deferred and interest-fre...
CDBG-funded rehabilitation assistance for eligible owner-occupied homes in unincorporated Polk County and participating ...
MidAmerican Energy offers rebates for residential solar installations. Customers receive a one-time incentive of up to $...
Rebate for qualifying electric air-source heat pumps installed in MidAmerican service territory. $300 rebate for ENERGY ...
Rebate for energy-efficient central air conditioning systems installed in homes served by MidAmerican Energy. $150 rebat...
Rebates for adding insulation to attics, walls, or basements in homes served by MidAmerican Energy. Rebate amount varies...
Rebates for energy-efficient electric water heaters installed in homes served by MidAmerican Energy. Heat pump water hea...
USDA program providing low-interest loans (up to $40,000) and grants (up to $10,000) for very-low-income homeowners in e...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet accessibility ...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home where the veteran resi...
HUD-funded program to reduce lead-based paint hazards in eligible Iowa homes built before 1978. Priority given to homes ...
Federal energy assistance program administered by Iowa to help low-income households pay heating and cooling bills. Bene...
Grant program for Polk County seniors (60+) to help with critical home repairs. Covers health and safety issues includin...
Emergency assistance for low-income households with inoperable heating systems during winter months. Provides furnace re...
Rebates for Urbandale residents who install water-efficient fixtures and appliances. Includes high-efficiency toilets, r...
HOME-funded grant for accessibility modifications to owner-occupied homes in Polk County. Assists households with disabl...
Low-interest loan program for Urbandale homeowners needing sewer lateral repairs or replacement. Loans up to $10,000 at ...
State disaster recovery program activated after presidentially declared disasters. Provides grants and forgivable loans ...
Down payment and closing cost assistance for first-time homebuyers in Iowa. Provides up to $5,000 grant (no repayment) w...
Low-interest loan program for Polk County residents needing to repair or replace failing septic systems. Loans up to $15...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Urbandale, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Urbandale, 13 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.