Rhode Island Clean Water Finance Sewer Connection Loan

Rhode Island Infrastructure Bank

Available Home Repair

About This Program

Low-interest loans for Rhode Island homeowners to connect to municipal sewer systems or upgrade private septic systems. Interest rates as low as 2% with up to 10-year repayment terms for qualifying projects.

Loan covers full cost of sewer connection or septic upgrade

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans for sewer connection
  • Rates as low as 2%
  • Up to $20,000 available
  • 10-year repayment terms
  • No income requirement

How to Apply

A grant-savvy contractor in Wakefield, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Wakefield early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Wakefield, RI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs