Find grants, rebates, forgivable loans, and free programs for Wakefield, RI, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Wakefield, RI, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Offers low-interest mortgages and down payment assistance for first-time homebuyers in Rhode Island. Includes options fo...
Federally funded weatherization program providing free energy efficiency improvements for income-eligible Rhode Island h...
HUD-funded program providing free lead hazard assessment and remediation for Rhode Island homes built before 1978 with c...
CDBG-funded forgivable loan program for comprehensive home repairs and rehabilitation in Wakefield and South Kingstown. ...
Rebates for installation of qualifying electric air-source and ground-source heat pumps. Income-qualified customers may ...
Comprehensive no-cost energy efficiency program for income-eligible Rhode Island Energy customers. Includes energy audit...
Incentive program for residential solar photovoltaic systems. Homeowners earn Renewable Energy Certificates for solar ge...
USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners age 62+ i...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet disability-relat...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will live. ...
Property tax relief for South Kingstown homeowners age 65 or older meeting income requirements. Provides annual credit o...
Low-interest loan program for Wakefield and South Kingstown homeowners to repair or replace failing septic systems. Avai...
Grants for Rhode Island homeowners age 60+ or adults with disabilities to make accessibility modifications that allow co...
Emergency grant for low-income Wakefield homeowners with failed heating systems during winter months. Covers repair or r...
Allows Rhode Island homeowners to refinance their mortgage and add up to $50,000 for home repairs and improvements. Offe...
Low-interest loans for Rhode Island homeowners to connect to municipal sewer systems or upgrade private septic systems. ...
Rebates for installing qualifying heat pump water heaters in Rhode Island homes. ENERGY STAR certified heat pump water h...
State income tax credit equal to 20% of qualified rehabilitation expenditures for owner-occupied historic homes listed o...
Emergency rental assistance for Rhode Island renters who have experienced financial hardship due to COVID-19 or other em...
Free comprehensive homebuyer education courses and one-on-one counseling for prospective homebuyers in Rhode Island. Req...
Grants and financing for residential renewable energy projects including solar PV, solar thermal, wind, and geothermal s...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for Wakefield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Wakefield, 15 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.