NJHMFA Affordable Housing Rehabilitation Loan

NJ Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home rehabilitation loans for moderate-income homeowners in New Jersey. Funds can be used for major repairs, accessibility improvements, and system replacements to maintain safe housing.

Loan amount based on scope of needed repairs and household income

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans for major home repairs
  • Up to $100,000 for qualifying homeowners
  • Income limits vary by household size
  • Must be owner-occupied primary residence
  • Covers structural, roofing, mechanical systems

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 278-7400

A grant-savvy contractor in Wallington, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Wallington early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Wallington, NJ contractors

Find More Programs in Wallington, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs