Find grants, rebates, forgivable loans, and free programs for Warren, MI, filtered to your situation.
As of June 2026, 34 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Warren, MI, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
MSHDA's Home Improvement Program provides forgivable loans up to $15,000 for essential home repairs for moderate-income ...
Federally-funded weatherization program providing free energy efficiency improvements to income-qualified households. Se...
Grant program for Macomb County seniors age 60+ to address emergency home repairs and accessibility modifications. Cover...
CDBG-funded comprehensive rehabilitation program for low-income Warren homeowners requiring major home repairs. Forgivab...
Provides grants for accessibility modifications to help disabled residents remain in their Warren homes. Covers ramps, w...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6. Servi...
Free in-home energy assessment with installation of energy-saving products like LED bulbs, low-flow showerheads, and wea...
Cash rebate for DTE natural gas customers who install qualifying high-efficiency furnaces. Rebate amounts vary by furnac...
Rebate for installing ENERGY STAR certified air-source or geothermal heat pumps. Helps offset the cost of switching to e...
Rebate for adding insulation to attics, walls, or crawl spaces. Helps reduce heating and cooling costs by improving home...
Enhanced weatherization services for income-qualified DTE customers including furnace repair/replacement, insulation, ai...
Incentive program for DTE customers installing residential solar systems. Provides bill credits for excess energy produc...
Comprehensive rebate program for Consumers Energy customers covering high-efficiency HVAC, water heaters, insulation, sm...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers ...
VA grant for veterans with qualifying service-connected disabilities to make accessibility adaptations to their homes. C...
Low-interest loan for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. W...
Grant for very-low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Can be combine...
Federal HOME funds administered by Macomb County for comprehensive home rehabilitation of owner-occupied homes. Forgivab...
Assistance program for low-income Warren homeowners needing water service lateral repairs or replacement. Covers emergen...
Low-interest loan program for Warren residents needing to repair or replace private sewer laterals from home to city mai...
Statewide energy efficiency and renewable energy financing program. Offers low-interest loans for home energy improvemen...
Federal assistance for homeowners who experienced financial hardship due to COVID-19 pandemic. Provides payment assistan...
Michigan's Principal Residence Exemption exempts owner-occupied primary residences from the local school operating tax (...
State program allowing Michigan seniors age 65+ with income below $40,000 to defer property taxes as a no-interest loan ...
Michigan law allows municipalities to grant property tax exemptions to homeowners who can demonstrate poverty. Warren co...
Michigan veterans who are 100% disabled or unemployable due to service-connected disability may receive full property ta...
Down payment assistance for Michigan first-time homebuyers purchasing in targeted areas. Provides up to $15,000 as a zer...
Assistance for Macomb County property owners in flood-prone areas to implement mitigation measures such as sump pumps, b...
State income tax credit equal to 25% of qualified rehabilitation expenditures for contributing properties in registered ...
Provides home heating assistance and crisis intervention to eligible Michigan households through local MDHHS offices. He...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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34 programs are currently listed for Warren, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Warren, 20 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.