USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Warren is primarily urban, but some peripheral areas may qualify. Loans up to 20 years at 1% interest.

Loan at 1% interest for up to 20 years; most of Warren is not eligible rural area

Key Details

  • Low-interest loan up to $40,000 for home repairs
  • 1% interest rate, 20-year repayment term
  • Income at or below 50% AMI required
  • Limited to eligible rural areas (most of Warren excluded)
  • Check property eligibility at USDA website

How to Apply

A grant-savvy contractor in Warren, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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