Watertown CDBG Owner-Occupied Rehabilitation Program

City of Watertown Community Development

Available Home Repair

About This Program

Provides forgivable loans for major home repairs to low-income owner-occupants in Watertown. Loan is forgiven after 5 years of continued occupancy and compliance with program requirements.

Forgivable loan amount based on scope of work, no repayment required if occupancy maintained

Key Details

  • Forgivable loan up to $24,999 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Watertown city limits
  • Forgiven after 5 years of compliance
  • Covers structural, systems, and weatherization

How to Apply

A grant-savvy contractor in Watertown, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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