New York HOME Local Program (Jefferson County)

NYS Division of Housing & Community Renewal

Available Home Repair

About This Program

Federally funded HOME program providing forgivable loans for owner-occupied rehabilitation in Jefferson County. Loans are forgiven after 5 years of continued occupancy. Administered through local community development agencies.

Forgivable loan based on rehabilitation needs assessment, forgiven after 5 years

Key Details

  • Forgivable loan up to $24,999 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Jefferson County
  • Forgiven after 5 years of occupancy
  • Covers major systems and structural repairs

How to Apply

A grant-savvy contractor in Watertown, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications processed on rolling basis

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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