USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to seniors 62+ who cannot repay a loan. Property must be in USDA-eligible rural area.

Seniors 62+ may qualify for grant; others receive 1% loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+ who cannot repay
  • Very-low income requirement (50% AMI)
  • Property must be in USDA-eligible rural area
  • Covers health/safety repairs and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(717) 237-2299

A grant-savvy contractor in West Chester, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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