Federal Housing Administration
FHA-insured mortgage that combines home purchase or refinance with renovation costs in a single loan. Allows buyers to finance both acquisition and rehabilitation of properties needing significant repairs. Available through FHA-approved lenders.
Loan combines purchase price plus renovation costs, subject to FHA limits
Data last verified 2026-06-09. How we verify our data.
This is a national program. In West Des Moines, IA, you can stack it with local programs like these:
A grant-savvy contractor in West Des Moines, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in West Des Moines early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Ongoing through FHA-approved lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs