Find grants, rebates, forgivable loans, and free programs for West Des Moines, IA, filtered to your situation.
As of June 2026, 29 home improvement grant, rebate, and forgivable loan programs are open to homeowners in West Des Moines, IA, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 8 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy-efficiency improvements to income-qualified Iowa households. Services inc...
Down payment and closing cost assistance for first-time homebuyers in Iowa. Provides up to $5,000 in assistance as a for...
CDBG-funded rehabilitation program for income-qualified West Des Moines homeowners. Provides forgivable loans for critic...
Emergency grant for critical health and safety repairs in West Des Moines. Assists very low-income homeowners with urgen...
Provides accessibility modifications for West Des Moines homeowners with disabilities. Includes ramps, bathroom modifica...
Rebate program for private sewer lateral repairs in West Des Moines. Reimburses 50% of qualified repair costs up to $5,0...
Rebates for high-efficiency heating and cooling equipment installations. Natural gas furnaces up to $400, central AC up ...
Rebates for attic, wall, and basement insulation installations that meet R-value requirements. Also covers air sealing w...
Rebates for high-efficiency natural gas water heaters and heat pump water heaters. Gas models up to $100, heat pump mode...
Instant rebate on qualifying smart thermostats purchased through the online marketplace or $100 mail-in rebate for eligi...
Rebate for ductless mini-split heat pumps that provide both heating and cooling. Up to $500 per indoor unit installed. M...
Iowa state tax credit for residential solar energy systems. Provides up to $5,000 state tax credit (combined with federa...
Federal program for very low-income rural homeowners to repair, improve, or modernize homes. Grants up to $27,500 for se...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to modify a home for accessibility. For veterans with los...
HUD-funded program to reduce lead-based paint hazards in qualifying Polk County homes built before 1978 with children un...
Medicaid waiver program providing home modifications for Iowa seniors 65+ who qualify for nursing home level of care but...
Low Income Home Energy Assistance Program weatherization component provides free energy-efficiency services to income-qu...
Federal HOME Investment Partnerships Program funds administered by Iowa Finance Authority for owner-occupied home rehabi...
Property tax credit for Iowa homeowners age 65+ or totally disabled with household income below $25,000. Credit amount v...
Property tax exemption for disabled Iowa veterans with service-connected disability rated 100% permanent and total by VA...
Rebate program for residential rain gardens that manage stormwater runoff. Reimburses 50% of eligible costs up to $500 f...
State disaster recovery program activated after federally declared disasters. Provides grants for home repair, rehabilit...
Rebate for residential Level 2 electric vehicle charging station installation. Covers up to $500 of equipment and instal...
FHA-insured mortgage that combines home purchase or refinance with renovation costs in a single loan. Allows buyers to f...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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29 programs are currently listed for West Des Moines, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In West Des Moines, 15 programs do not require repayment, 4 are forgivable loans, and 8 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.