USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Provides low-interest loans up to $27,500 and grants up to $10,000 for seniors age 62+ to repair, improve, or modernize homes in eligible rural areas. Grants available only to seniors unable to repay a loan to remove health and safety hazards.

Grant amount for seniors 62+, or low-interest loan for other qualifying homeowners

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be in eligible rural area
  • Income at or below 50% Area Median
  • Removes health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(315) 477-6400

A grant-savvy contractor in West Islip, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local USDA office for application

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