Find grants, rebates, forgivable loans, and free programs for West Islip, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in West Islip, NY, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides comprehensive energy efficiency improvements at no cost to eligible households. Services include insulation, ai...
Provides rebates for installation of qualified air-source or ground-source heat pumps to reduce heating and cooling cost...
Offers comprehensive home energy assessments and rebates for energy efficiency improvements including insulation, air se...
Provides zero-interest forgivable loans for major home repairs to owner-occupied single-family homes in Suffolk County. ...
Provides grants to replace failing septic systems with nitrogen-reducing innovative and alternative onsite wastewater tr...
HUD-funded program to remove lead-based paint hazards from pre-1978 homes where children under age 6 reside or visit reg...
Provides low-interest loans up to $27,500 and grants up to $10,000 for seniors age 62+ to repair, improve, or modernize ...
Provides grants for essential home repairs to help seniors age 60+ remain safely in their homes. Priority given to healt...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside or will res...
Provides upfront incentives for residential solar photovoltaic installations in New York State. Incentive amounts declin...
Net metering program that credits solar system owners for excess electricity generated and sent back to the grid. Credit...
Federal HOME Investment Partnerships Program funds administered locally for homeowner rehabilitation. Provides grants or...
Rebates for installation of high-efficiency central air conditioning systems, heat pumps, and smart thermostats. Equipme...
Rebates for professionally installed insulation and air sealing improvements following a home energy assessment. Covers ...
Provides comprehensive no-cost energy efficiency improvements for income-qualified households. Includes air sealing, ins...
Provides grants for home accessibility modifications to enable residents with disabilities to remain safely in their hom...
Enhanced solar incentives for low-to-moderate income households in New York State. Provides additional upfront incentive...
Provides assistance with home heating costs during winter months for income-qualified households. Regular benefit helps ...
Rebates for installation of high-efficiency electric water heaters, including heat pump water heaters. Equipment must me...
State income tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied historic homes. Property mu...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for West Islip, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In West Islip, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.