Essex County HOME Rehabilitation Program

Essex County Division of Housing (HOME funds)

Waitlist Home Repair

About This Program

Provides federal HOME funds for comprehensive home rehabilitation to income-qualified homeowners in Essex County. Forgivable loan for major systems and structural repairs, forgiven after 10 years of continued owner-occupancy.

Forgivable loan amount based on rehabilitation scope, forgiven after 10 years

Key Details

  • Forgivable loan up to $50,000 for major rehabilitation
  • Income at or below 80% AMI required
  • Owner-occupied homes in Essex County
  • Forgiven after 10 years of compliance
  • Currently on waitlist

How to Apply

Get free help applying Visit Official Program Page Track this program

(973) 621-4500

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Deadline: Currently on waitlist, check periodically

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