Find grants, rebates, forgivable loans, and free programs for West Orange, NJ, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in West Orange, NJ, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 6 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 0 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to income-qualified owner-occupied households in West Orange. Loan is f...
Provides small repair grants to senior homeowners age 62+ in West Orange to maintain safe and healthy housing conditions...
Provides accessibility modifications for West Orange homeowners with documented disabilities. Covers ramps, widened door...
Provides forgivable loans to West Orange homeowners for repair or replacement of private sewer lateral lines from home t...
Federally-funded program administered by New Jersey DCA providing comprehensive weatherization services to reduce energy...
Provides federal HOME funds for comprehensive home rehabilitation to income-qualified homeowners in Essex County. Forgiv...
State-funded program to identify and remediate lead hazards in pre-1978 homes with children under age 6 or pregnant wome...
New Jersey's Successor Solar Incentive (SuSI) provides performance-based incentives for residential solar installations....
Provides no-cost home energy improvements to low-income households including insulation, air sealing, refrigerator repla...
Provides grants for home accessibility modifications for New Jersey residents with permanent physical disabilities. Cove...
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Senior...
Provides grants to veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...
Provides grants to veterans with certain service-connected disabilities to adapt a home for accessibility. Covers modifi...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Requir...
Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to New Jersey residen...
Provides property tax relief to New Jersey homeowners who meet income and residency requirements. Benefit amount is base...
Provides property tax exemption for qualified rehabilitation work on historic properties in New Jersey. The increase in ...
Provides emergency repair grants to low-income homeowners in Essex County for health and safety issues that pose immedia...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for West Orange, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In West Orange, 18 programs do not require repayment, 3 are forgivable loans, and 0 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.