Find grants, rebates, forgivable loans, and free programs for Western Springs, IL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Western Springs, IL, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides grants to make homes accessible for persons with disabilities. Funds may be used for ramps, widened doorways, b...
Provides forgivable loans for major home repairs and improvements for low- to moderate-income homeowners throughout Illi...
Federally funded program providing free home energy efficiency improvements including insulation, air sealing, furnace r...
Provides emergency repair grants for owner-occupied homes in unincorporated Cook County. Priority given to seniors and p...
Provides forgivable loans to low-income homeowners in Cook County for major home repairs and improvements. Loan is forgi...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...
Rebate for ComEd residential customers who install qualifying high-efficiency central air conditioners or heat pumps. Re...
Rebate for ComEd customers who purchase and install qualifying ENERGY STAR smart thermostats. Device must be capable of ...
Provides free energy efficiency improvements to income-qualified ComEd customers, including LED bulbs, air sealing, insu...
Rebate for Nicor Gas residential customers who install qualifying high-efficiency natural gas furnaces with AFUE ratings...
Rebate for Nicor Gas customers who install qualifying high-efficiency natural gas water heaters with Energy Factor (EF) ...
Provides free energy efficiency improvements to income-qualified Nicor Gas customers, including furnace repair/replaceme...
State program providing upfront incentive payments for residential solar installations. Payment based on system size and...
Low-interest loans and grants for low-income homeowners to repair, improve, or modernize their homes. Grants available o...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Available to veterans with ...
Freezes the assessed value (EAV) of a property for eligible seniors age 65+ with household income of $65,000 or less. Pr...
Reduces the equalized assessed value (EAV) of a property by $8,000 for qualifying seniors age 65+ in Cook County. Applie...
Federal COVID-19 relief program that provided mortgage payment assistance, property tax and insurance assistance, and ut...
Provides a 25% Illinois income tax credit for qualified rehabilitation expenses on historic residential properties liste...
Provides assistance with past-due water and sewer bills for low-income households in Cook County. Priority given to hous...
Federally funded program providing one-time assistance with heating bills for low-income Illinois households. Benefits v...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Western Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Western Springs, 19 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.