USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans (1% fixed) up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards.

Combination of loan and grant available; grant for seniors 62+ only

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income requirement (50% AMI)
  • Must be in eligible rural area
  • Covers repairs and accessibility modifications

How to Apply

Get free help applying Visit Official Program Page Track this program

(614) 255-2500

A grant-savvy contractor in Westerville, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing; contact local USDA office

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