Find grants, rebates, forgivable loans, and free programs for Westerville, OH, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Westerville, OH, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied homes in Westerville for households at or below 80% A...
Offers comprehensive whole-home energy efficiency upgrades including insulation, air sealing, and duct sealing with reba...
Rebates for qualifying high-efficiency central air conditioners, heat pumps, and furnaces. Equipment must meet ENERGY ST...
Rebate for purchasing and installing a high-efficiency natural gas furnace (95% AFUE or higher). Must be a Columbia Gas ...
Rebates for installing high-efficiency natural gas water heaters or tankless models. Tankless water heaters qualify for ...
Federally funded weatherization program providing free energy efficiency improvements to income-eligible households. Ser...
HUD-funded program providing free lead hazard identification and remediation for pre-1978 homes with children under age ...
Provides grants for critical home repairs to low-income homeowners in unincorporated Franklin County and participating m...
Provides grants for home accessibility modifications for disabled Franklin County residents. Covers ramp installation, b...
State rebate program for residential solar photovoltaic systems and battery storage. Rebate is $1,000 per kW up to 4 kW ...
Federal tax credit covering 30% of the cost of residential solar panel systems, battery storage, and geothermal heat pum...
State-funded emergency home repair grants for very low-income homeowners (at or below 50% AMI). Administered through loc...
Low-interest loans (1% fixed) up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ in eligible ...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disabilities. ...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home where they res...
Property Assessed Clean Energy (PACE) financing allows homeowners to finance energy efficiency and renewable energy impr...
Reduces property taxes for senior citizens (65+) and permanently disabled homeowners with income below $36,300 (2024). E...
Allows first-time homebuyers to deduct contributions (up to $5,000 individual, $10,000 joint) to a designated savings ac...
Down payment and closing cost assistance up to $7,500 for first-time homebuyers purchasing in Ohio. Can be combined with...
Additional property tax exemption for low-income seniors 65+ in Franklin County who qualify for the standard homestead e...
Property tax exemption for disabled veterans with service-connected disability rating of 100% or permanently and totally...
Grants for repair or replacement of failing septic systems and household sewage treatment systems. Administered through ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Westerville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Westerville, 18 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.