Indiana Housing Community Development Authority Owner-Occupied Rehab

About This Program

Provides forgivable loans to income-qualified homeowners for major home repairs and rehabilitation. Loan is forgiven over 10 years if the homeowner maintains occupancy and property tax compliance.

Forgivable loan up to $27,500, no repayment if occupancy maintained for 10 years

Key Details

• Forgivable loan up to $27,500 for major repairs
• Income at or below 80% AMI required
• Must be owner-occupied primary residence
• Forgiven after 10 years of compliance
• Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Westfield, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling, subject to fund availability