NJHMFA Affordable Housing Home Repair Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

State-funded forgivable loan program for critical home repairs for moderate-income homeowners. Loan is forgiven after 10 years of continued owner-occupancy and compliance with program requirements.

Forgivable loan, no repayment if homeowner remains in residence for 10 years

Key Details

  • Forgivable loan for critical home repairs
  • Income limits vary by household size (typically 80% AMI)
  • Must be owner-occupied for at least 3 years
  • Loan forgiven after 10 years of occupancy
  • Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Westfield, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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