Find grants, rebates, forgivable loans, and free programs for Westfield, NJ, filtered to your situation.
As of June 2026, 19 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Westfield, NJ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 7 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 1 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by the state to reduce energy costs for low-income households through comprehensiv...
State-funded forgivable loan program for critical home repairs for moderate-income homeowners. Loan is forgiven after 10...
HOME Investment Partnerships Program funds for major rehabilitation of owner-occupied homes in Union County. Loan is for...
State and HUD-funded program providing free lead hazard evaluation and abatement for income-qualified homes built before...
Statewide Successor Solar Incentive (SuSI) program provides performance-based incentives for residential solar installat...
Matching grants for rehabilitation and restoration of properties listed on the National or State Register of Historic Pl...
Home repair grants for low-income seniors age 60+ in Union County to address health and safety hazards. Covers emergency...
Low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize the...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Covers...
State program reimburses eligible senior citizens and disabled persons for property tax increases on their principal res...
Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief to homeowners...
Grant program for income-qualified homeowners to repair or replace failing sewer lateral connections from home to main s...
State-funded grants for home accessibility modifications for New Jersey residents with disabilities. Covers ramps, widen...
Free HUD-approved reverse mortgage counseling for New Jersey seniors age 62+. Helps homeowners understand options for ac...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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19 programs are currently listed for Westfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Westfield, 15 programs do not require repayment, 2 are forgivable loans, and 1 is rebate.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.