MSHDA Home Improvement Loan

Michigan State Housing Development Authority

Available Home Repair

About This Program

Low-interest home improvement loan for income-eligible Michigan homeowners through MSHDA. Fixed interest rate loan for repairs and improvements to owner-occupied homes. Available through participating lenders statewide.

Low-interest loan at 4.5% APR, monthly payments required

Key Details

  • Low-interest loan up to $15,000 at 4.5% APR
  • Income limits vary by household size and county
  • Must be owner-occupied in Michigan
  • Available through participating lenders
  • Covers most major home repairs and improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 373-8370

A grant-savvy contractor in Westland, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, through participating lenders

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