USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA program offering very low-interest loans (1% fixed) up to $40,000 and grants up to $10,000 for very-low-income homeowners age 62+ to repair or improve their homes. May combine loan and grant. Available in eligible rural areas near Westland.

Grant portion for seniors 62+, loan at 1% interest for other eligible applicants

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • May combine loan and grant (up to $50,000 total)
  • Available in eligible rural areas near Westland

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 324-5190

A grant-savvy contractor in Westland, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to annual appropriations

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