Find grants, rebates, forgivable loans, and free programs for Wheat Ridge, CO, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Wheat Ridge, CO, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides emergency home repair grants for low-income owner-occupants in Wheat Ridge to address immediate health and safe...
Provides forgivable loans for major home rehabilitation to income-qualified owner-occupants in Wheat Ridge. Loan is forg...
Provides grants for accessibility modifications to owner-occupied homes in Wheat Ridge for households with disabled or e...
Federally funded program administered by Colorado Energy Office providing free weatherization services to income-qualifi...
Xcel Energy offers rebates for home efficiency improvements including insulation, air sealing, high-efficiency heating a...
Rebates for qualified air source and ground source heat pump installations in Wheat Ridge homes served by Xcel Energy. H...
Xcel Energy's Solar*Rewards program provides ongoing monthly credits for customers who install solar panels on their Whe...
Colorado Housing and Finance Authority provides forgivable home repair loans to income-qualified homeowners statewide in...
Jefferson County offers free weatherization services to income-qualified Wheat Ridge residents including insulation, fur...
Low-income Energy Assistance Program (LEAP) helps income-qualified Wheat Ridge households pay heating costs during the w...
USDA offers low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home in Wheat Ridge with specia...
VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to their Wheat Ridge...
State program providing free lead hazard assessment and remediation for income-qualified households in Wheat Ridge with ...
Low-interest loan program to help Wheat Ridge homeowners repair or replace failing sewer lateral lines on private proper...
Grant program for Wheat Ridge seniors age 62+ to address minor home repairs and safety improvements. Covers items like g...
HUD HOME funds administered by Jefferson County for owner-occupied rehabilitation in Wheat Ridge and unincorporated Jeff...
Colorado state rebate for low-income seniors age 65+ and disabled adults to offset property tax or rent expenses in Whea...
Xcel Energy provides free energy efficiency upgrades to income-qualified customers in Wheat Ridge including LED bulbs, e...
Colorado offers rebates for residential electric vehicle charging equipment and installation in Wheat Ridge homes. Incen...
Federal tax credit covering 30% of the cost of solar panel installation and battery storage systems for Wheat Ridge home...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Wheat Ridge, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Wheat Ridge, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.