Find grants, rebates, forgivable loans, and free programs for Wheaton, IL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Wheaton, IL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program administered by Illinois DCEO that provides free energy efficiency upgrades to income-qualified...
Low-interest loan program for home repairs and improvements for owner-occupied properties. Loans feature competitive fix...
Provides grants and low-interest loans to make homes accessible for persons with disabilities. Eligible improvements inc...
CDBG-funded program providing forgivable loans for major home repairs to low-income homeowners in unincorporated DuPage ...
Grant program for senior homeowners age 62+ in Wheaton who need assistance with minor home repairs and safety improvemen...
HUD-funded program to reduce lead-based paint hazards in pre-1978 homes in DuPage County where children under 6 reside. ...
ComEd rebate program for energy-efficient home improvements including insulation, air sealing, HVAC tune-ups, smart ther...
Free energy efficiency improvements for income-qualified ComEd customers including LED bulbs, smart power strips, faucet...
Rebates for high-efficiency natural gas equipment including furnaces, boilers, water heaters, and smart thermostats. Ava...
Free furnace repair or replacement, water heater repair, and programmable thermostats for income-qualified Nicor Gas cus...
Illinois Shines provides Solar Renewable Energy Credits (SRECs) to homeowners who install solar panels. The program pays...
Federal tax credit equal to 30% of the cost of installing solar panels, battery storage, and related equipment on your W...
Low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize their homes, or remove heal...
Grant for veterans with certain service-connected disabilities to buy, build, or modify a home to meet their accessibili...
Grant for veterans with certain service-connected disabilities to modify a home to meet their accessibility needs. Avail...
Rebate program for Wheaton homeowners who install overhead sewers, sump pumps, and backwater valves to prevent basement ...
Financial assistance program for qualifying low-income and senior homeowners who need emergency water service lateral re...
Matching grant program for owners of properties in Wheaton's Historic Districts to fund exterior restoration and preserv...
Low-interest loan program for homeowners in DuPage County who need to repair or replace failing septic systems. Availabl...
Rebate for installation of qualifying air-source heat pumps. Higher rebates available for cold-climate heat pumps. Avail...
State-funded assistance activated following federally-declared disasters to help homeowners repair damage not covered by...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Wheaton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Wheaton, 15 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.