Find grants, rebates, forgivable loans, and free programs for Wheeling, IL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Wheeling, IL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded home rehabilitation program for income-eligible owner-occupied homes in Wheeling. Provides forgivable loans ...
Emergency grant program for immediate health and safety repairs in owner-occupied Wheeling homes. Covers urgent issues l...
HUD-funded lead hazard control program for Cook County homes built before 1978 with children under 6 or pregnant women. ...
Assists Wheeling seniors age 62+ with accessibility modifications to remain safely in their homes. Covers ramps, grab ba...
Federally funded program that reduces energy costs by improving home energy efficiency. Provides free insulation, air se...
Low-interest loan program for Illinois homeowners to make accessibility modifications for household members with disabil...
Rebate for Nicor Gas customers who install qualifying high-efficiency natural gas furnaces (95% AFUE or higher). Instant...
Rebate for Nicor Gas customers who install qualifying high-efficiency natural gas boilers (95% AFUE or higher). Higher r...
Rebate for Nicor Gas customers who purchase and install qualifying Wi-Fi enabled smart thermostats. Eligible models incl...
Rebates for Nicor Gas customers who install high-efficiency natural gas water heaters or tankless water heaters. Rebate ...
Free in-home energy assessment for ComEd customers. Includes free installation of LED bulbs, faucet aerators, programmab...
Rebate for ComEd customers who install ENERGY STAR certified central air conditioning systems with SEER rating of 16 or ...
Enhanced rebate for ComEd customers who install cold-climate electric heat pumps. Incentivizes efficient heating and coo...
Rebate for ComEd customers who add insulation to attics, walls, or basements through participating contractors. Must mee...
Illinois Shines provides upfront incentives for residential solar panel installations through Adjustable Block Program (...
Federal tax credit covering 30% of the cost of residential solar panel systems (and battery storage if charged by solar)...
Very low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or moderniz...
Grant for Veterans with certain severe service-connected disabilities to build, remodel, or purchase an adapted home. Co...
Grant for Veterans with certain service-connected disabilities to adapt a home to meet their disability-related needs. C...
Illinois income tax credit for qualifying home accessibility improvements made for persons with disabilities. Covers ram...
Freezes the equalized assessed value (EAV) of an eligible senior citizen's primary residence for property tax purposes. ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Wheeling, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Wheeling, 15 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.