New Jersey Senior Freeze (Property Tax Reimbursement)

NJ Division of Taxation

Available Property Tax Relief

About This Program

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Income limit is $150,000 for 2023 applications, and applicants must meet residency requirements.

Reimbursement equals property tax increase from base year

Verified against NJ Division of Taxation's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Reimburses property tax increases
  • Must be 65+ or disabled
  • Income up to $150,000 (2023)
  • Must have lived in NJ home 10+ years
  • Annual application required by October 31

How to Apply

A grant-savvy contractor in Willingboro, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Form to file: Form PAS-1 (2025 Application for Property Tax Relief)

The Senior Freeze reimburses eligible senior or disabled homeowners for the increase in their property taxes (or mobile home park site fees) above a frozen base year amount. Starting with the 2025 application year, New Jersey combined Senior Freeze, ANCHOR, and Stay NJ into one application (Form PAS-1) that you file once, online or on paper, to be considered for every program you qualify for.

Steps to apply

  1. Confirm you qualify: age 65 or older (or receiving Social Security or Railroad Retirement disability benefits) by December 31, 2025, you owned and lived in your New Jersey home continuously since December 31, 2022 or earlier, and your 2024 income was $168,268 or less and 2025 income was $172,475 or less.
  2. Gather your income figures for 2024 and 2025 and your proof of property taxes (or mobile home site fees) billed and paid for both years.
  3. File the combined Form PAS-1 online at the property tax relief portal (propertytaxreliefapp.nj.gov), or complete and mail the paper PAS-1 to the address in the instructions.
  4. Save the confirmation or reference number you receive after filing, and check your status later at the Division of Taxation property tax relief inquiry page.
  5. File by the deadline of November 2, 2026 for the 2025 application.

Documents you will likely need

  • Proof of age or disability (date of birth, or Social Security or Railroad Retirement disability award)
  • Income amounts for both 2024 and 2025
  • Proof of property taxes billed and paid for both the base year and 2025 (or site fees for mobile homes)
  • Proof you owned and lived in the home as your main residence (for a life estate or 99-plus-year lease, a deed or lease establishing your right to occupy the property)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Annual applications typically due by October 31

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