Find grants, rebates, forgivable loans, and free programs for Wilmette, IL, filtered to your situation.
As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Wilmette, IL, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest rehabilitation loan for owner-occupied single-family homes in Illinois. Funds can be used for major repairs...
Federally funded program providing free weatherization services to income-eligible households. Services include insulati...
State-funded program providing free lead testing, risk assessment, and abatement services for homes with children under ...
CDBG-funded home repair program for owner-occupied homes in Cook County suburbs. Provides forgivable loans for critical ...
Emergency grant for immediate health and safety hazards in owner-occupied homes. Available to very low-income homeowners...
Grant program for accessibility modifications in owner-occupied homes. Funds wheelchair ramps, bathroom modifications, w...
Cost-share program to assist homeowners with replacement or repair of private sewer laterals. The Village reimburses up ...
Grant program specifically for senior homeowners (age 62+) to address critical health and safety repairs. Covers emergen...
Free in-home energy assessment for ComEd customers. Includes installation of energy-saving products such as LED bulbs, s...
Rebates for purchasing energy-efficient appliances including ENERGY STAR certified refrigerators, freezers, and dehumidi...
Rebate for purchasing and installing a qualifying smart thermostat. Smart thermostats can reduce heating and cooling cos...
Rebates for installing high-efficiency central air conditioning and furnace systems. Must meet ENERGY STAR standards. Re...
Rebate for installing ENERGY STAR certified high-efficiency natural gas furnaces (95% AFUE or higher). Includes rebates ...
Rebate for installing ENERGY STAR certified high-efficiency natural gas boilers (95% AFUE or higher). Higher rebates ava...
Rebates for installing high-efficiency natural gas water heaters, including tankless models. Tankless water heaters qual...
Rebate for adding insulation to attics, walls, or basements in existing homes. Requires a pre- and post-project assessme...
State incentive program for residential solar panel installation. Provides upfront incentive payments for solar energy s...
Solar Renewable Energy Credits (SRECs) program for ComEd customers with solar installations. Earn credits for electricit...
Very low-interest loans for very low-income homeowners to repair, improve, or modernize their homes in eligible rural ar...
Grants for very low-income homeowners age 62+ to remove health and safety hazards in eligible rural areas. Can be combin...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities to adapt a family member's home they reside in. Smaller g...
Freezes property assessments at current year levels for qualifying seniors age 65+ with household income under $65,000. ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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27 programs are currently listed for Wilmette, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Wilmette, 16 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.