USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible rural areas near Winona to repair, improve, or modernize their homes. Grants available only to seniors age 62+ who cannot repay a loan and are needed to remove health and safety hazards.

Loan at 1% interest for 20 years; grant for seniors 62+ only

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+ only
  • Very low income requirement (50% AMI)
  • Must be in eligible rural area near Winona
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Winona, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications based on funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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