WHEDA Advantage Home Repair Loan

Wisconsin Housing and Economic Development Authority

Available Home Repair

About This Program

WHEDA Advantage offers low-interest home improvement loans up to $35,000 for Wisconsin homeowners. Can be used for repairs, accessibility modifications, energy efficiency upgrades, and more. Fixed interest rate loans with terms up to 20 years through participating lenders.

Low-interest loan repaid over agreed term; typical rate 5-7% APR

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan up to $35,000
  • Fixed interest rates typically 5-7%
  • Terms up to 20 years
  • Available to Wisconsin homeowners statewide
  • Apply through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 334-6873

A grant-savvy contractor in Wisconsin Rapids, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Wisconsin Rapids early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling; work with participating lender

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Wisconsin Rapids, WI contractors

Find More Programs in Wisconsin Rapids, WI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs