Home Improvement Grants in Wisconsin Rapids.

Find grants, rebates, forgivable loans, and free programs for Wisconsin Rapids, WI, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Wisconsin Rapids, WI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $24,999

Wisconsin Rapids Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for owner-occupied households in Wisconsin Rapids with income at or b...

Home Repair
Up to $7,500 grant

Wisconsin Rapids Emergency Home Repair Grant

Provides emergency home repairs for owner-occupied households in Wisconsin Rapids with income at or below 50% AMI. Cover...

Emergency
Up to $15,000 forgivable loan

Wisconsin Rapids Accessibility Modification Program

CDBG-funded forgivable loan for accessibility modifications to owner-occupied homes in Wisconsin Rapids for residents wi...

Seniors & Disability
Up to $5,000 rebate

Wisconsin Rapids Sewer Lateral Repair Program

Rebate program for private sewer lateral repairs or replacements in Wisconsin Rapids. Covers 50% of eligible costs up to...

Home Repair
Up to $35,000 low-interest loan

WHEDA Advantage Home Repair Loan

WHEDA Advantage offers low-interest home improvement loans up to $35,000 for Wisconsin homeowners. Can be used for repai...

Home Repair
Up to $8,000 average per home

Wisconsin Weatherization Assistance Program (WAP)

Federally funded weatherization program administered statewide in Wisconsin for households at or below 60% of state medi...

Weatherization
Up to $3,500 in rebates

Focus on Energy Home Performance Rebates

Wisconsin's statewide energy efficiency program offers rebates for home insulation, air sealing, HVAC upgrades, water he...

Weatherization
Up to $2,000 rebate

Focus on Energy Heat Pump Rebate

Rebate for installation of qualifying high-efficiency air-source or geothermal heat pumps in Wisconsin Rapids homes. Reb...

Weatherization
Up to $2,400

Focus on Energy Solar Incentive

Incentive for residential solar photovoltaic system installation in Wisconsin. Provides $500 per kW of installed capacit...

Solar/Renewable
Up to $3,000 per year

Wood County Senior Home Repair Program

Provides grants for minor home repairs for Wood County residents age 60+ with limited income. Covers repairs necessary t...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program provides loans up to $27,500 and grants up to $10,000 for very-low-income homeowners in eligible rural area...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home to meet disability-related needs. Cove...

Veterans
Up to $20,000 forgivable loan

Wisconsin KEEP (Keys to Energy Efficiency Program)

Wisconsin state program providing forgivable loans up to $20,000 for comprehensive energy efficiency improvements. Loan ...

Weatherization
Free lead hazard removal

Wisconsin Lead-Safe Homes Program

State program providing free lead hazard reduction services for homes built before 1978 with children under age 6 or pre...

Home Repair
Up to $24,999 forgivable loan

Wisconsin HOME Rehabilitation Program

Federal HOME funds administered by WHEDA for owner-occupied rehabilitation. Provides forgivable loans for major repairs ...

Home Repair
Defers property taxes as zero-interest loan

Wisconsin Senior Property Tax Deferral

Wisconsin allows qualifying seniors age 65+ to defer property taxes as a zero-interest loan against their home equity. N...

Property Tax Relief
Up to $1,168 annual credit

Wisconsin Homestead Credit (Property Tax Relief)

Wisconsin Homestead Credit provides property tax relief for homeowners and renters with household income below $24,680. ...

Property Tax Relief
Credit varies annually

Wisconsin Lottery & Gaming Credit

Wisconsin provides an annual property tax credit funded by lottery and gaming revenues. Available to homeowners who occu...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Wisconsin Rapids, WI?

23 programs are currently listed for Wisconsin Rapids, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Wisconsin Rapids have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Wisconsin Rapids, 13 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Wisconsin Rapids?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.