Find grants, rebates, forgivable loans, and free programs for Woodbridge, NJ, filtered to your situation.
As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Woodbridge, NJ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
NJHMFA offers low-interest home improvement loans for owner-occupants in New Jersey to finance necessary home repairs an...
Federally-funded program providing free weatherization services to income-eligible New Jersey households. Services inclu...
State-funded program providing grants to owner-occupied households for lead paint inspection, risk assessment, and abate...
CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Woodbrid...
Grant program for Woodbridge seniors age 62+ to address minor emergency home repairs that affect health and safety. Prio...
CDBG-funded grant program for accessibility modifications to assist Woodbridge residents with disabilities. Covers ramps...
Low-interest loan program to help Woodbridge homeowners repair or replace failing private sewer laterals. Loans up to $1...
Rebates for PSE&G electric and gas customers who install energy-efficient HVAC systems, water heaters, insulation, and a...
Enhanced rebates for PSE&G customers installing cold-climate air-source or geothermal heat pumps. Incentives include $1,...
New Jersey's Transition Renewable Energy Certificate (TREC) program compensates solar system owners for electricity gene...
New Jersey exempts solar energy equipment from the state's 6.625% sales tax, reducing upfront cost for homeowners instal...
Federal tax credit covering 30% of the cost of solar panel installation, including equipment and labor. Credit applies t...
Federal program providing loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 62+ in eligibl...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet adaptive needs. Eli...
Grant for veterans with blindness in both eyes or loss/loss of use of both hands to adapt a home for independent living....
Federal HOME funds administered by Middlesex County for major home rehabilitation for low- and moderate-income owner-occ...
Provides mortgage payment assistance and reinstatement support to New Jersey homeowners who experienced pandemic-related...
Free energy efficiency upgrades for income-qualified PSE&G customers including insulation, air sealing, HVAC tune-ups or...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Partic...
New Jersey's Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides direct property tax ...
FHA-insured mortgage that allows homebuyers and homeowners to finance both the purchase (or refinance) and rehabilitatio...
Emergency grant program for Woodbridge homeowners facing heating system failure during winter months. Covers repair or r...
Deferred-payment loan for first-time homebuyers purchasing in Woodbridge Township. Assistance provided for down payment ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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27 programs are currently listed for Woodbridge, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Woodbridge, 18 programs do not require repayment, 3 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.