USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas to repair, improve, or modernize their homes. Grants available only to seniors who cannot repay a loan.

Grant for seniors unable to repay loan; loan available at 1% fixed rate

Key Details

  • Grants up to $10,000 for seniors age 62+
  • Loans up to $27,500 at 1% interest
  • Very-low income required (50% AMI)
  • Must be in eligible rural/suburban area
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Woodbridge, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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