USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 at 1% for very-low-income homeowners to repair or improve their homes. 20-year repayment term. Woodbury may not qualify as rural; contact USDA office to verify eligibility.

1% interest loan, 20-year term for eligible repairs

Key Details

  • Loan up to $40,000 at 1% interest
  • Very low income requirement
  • 20-year repayment term
  • Verify rural eligibility with USDA office
  • Owner-occupied single-family homes

How to Apply

Get free help applying Visit Official Program Page Track this program

(507) 206-2803

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Deadline: Applications accepted year-round, subject to funding

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