USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants for home repairs in eligible rural areas. Loans up to $40,000 at 1% interest; grants up to $10,000 for seniors age 62+ who cannot afford loan repayment. Woodhaven may qualify as suburban area adjacent to rural zones.

Loan at 1% interest up to $40,000; grant up to $10,000 for seniors 62+ unable to repay loan

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Woodhaven, MI, you can stack it with local programs like these:

Key Details

  • Low-interest loan up to $40,000 at 1%
  • Grant up to $10,000 for seniors 62+ unable to repay
  • Very low income requirement (50% AMI or below)
  • Must be owner-occupied in eligible rural/suburban area
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Woodhaven, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Woodhaven early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Woodhaven, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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